First Time Home Buyers!

Pat and Meg ClosedAttention First Time Home Buyers in the North Attleboro, Attleboro, Plainville, Wrentham, Foxboro and Mansfieldyear fixed rate loan is still below 5% (4.375% average today), interest rates are predicted to creep up the second half of 2014.

If you can afford to buy now, let’s find the home that home fits your lifestyle and budget.  This truly is a great time to make a move.  Your money is going buy more home now than when interest rates increase (as interest rates increase you pay more to the lending institution in interest each month which then decreases your buying power)

And, there are still some great affordable homes in North Attleboro, Attleboro, Plainville, Wrentham, Mansfield, and Foxboro areas if you are looking in the Southcoast area of Massachusetts.   Clients and I even found solid homes in the Metrowest area at an affordable price point.  They settled on a property in Ashland that needed some updating but nice layout, nice lot, and a really nice location – a few cans of paint and it is already looking like a whole new house.   The  best part … it is a house that they truly grow into and make their Home.

Contact a mortgage professional, let me know what you are looking for in a home, and then let’s have a look at the inventory.  Happy to pass along names of some of my trusted mortgage professionals.   Just give a call, text, or e-mail. Together we can put together a plan for buying your first home and make it happen!!    Jen

Jen McMorran, Realtor  508-930-5259    jen.mcmorran@verizon.net

What Is A Mortgage Rate?

A mortgage rate is the interest rate on your home loan. There are many factors that go into deciding what your interest rate will be when securing a mortgage including inflation, the Federal Reserve, the yield on the 10 year treasury note, your credit score and the mortgage company’s specific fees.

How is the Interest Rate Different from the Annual Percentage Rate (APR)?

The interest rate is the rate on the loan itself and does not take into account closing costs. The APR is the interest rate with the closing costs or closing credits accounted in it. The APR provides a more “apple-to-apples” comparison across loans, as long as the same types of costs are included in each home loan.

Be Home. Be Well.

 

Welcome to Be Home. Be Well.   

This truly is a site that reflects Me – my professional side as a real estate agent and also my personal side as a mother, wife, friend, and community member.   I couldn’t be great at either without the support of my friends, family, community, and trusted business affiliates.   I love getting new clients referred to me by people I know.  People who know me, know I care about my clients and doing everything I can to help them make the right decisions when it comes to real estate.  Starting off a client relationship with a baseline of trust always makes the home buying or selling process easier to work through – and if you’ve been through it, you know it is a “process” and there are always things to “work through” 🙂   But, we can get it done!

Be Home.

Already in your “Home”?

Need a contractor?  Thinking about refinancing and need a mortgage officer?  I have my favorite “people” to recommend. Feel free to contact any of them.  And if you have someone you think would be great to add to my list, please let me know!

Wondering what home improvements are worth tackling?  Looking for DIY tips?   Anyone who has been house hunting with me knows my imagination is always going as we tour properties.  Taking down walls, reconfiguring layouts, redesigning exteriors, splitting spaces, putting on additions… so many features of a home can be readjusted to meet a new homeowner’s needs.  I am one proud Real Estate Momma when clients send me “before and after pictures!”

Be Well.

When you’re not searching for or working on your Home, it is so important to also Be Well.  Enjoy your kids, your spouse, your friends, your pets, your hobbies… I love sharing favorite recipes, local ideas for fun, great get-away ideas, clever projects, cool new games, good books,  and my favorite – great deals !   I  love getting others’ ideas as well!  Check out the “Home Life” tab for my favorites and please share yours as well.

Over the past years, I have learned that a sense of “community” is absolutely invaluable.  I want to make sure that I support my local North Attleboro community members as best I can and I hope that you do the same whether you are in North Attleboro, Plainville, Attleboro, Wrentham …  Boston … where ever!  Check out Community Connections for great local businesses, direct sale “Besties”, Community Events, Town information,  etc.  The more we support  each other, the more we will all succeed and Be Well.

opZomism and brAvery… named for my favorite girlies.  Our family has learned first hand that a little opZomism and brAvery can go a long way in getting your through some of life’s biggest challenges.  Check out our updates and favorite causes.

Perfect home with full In-Law for Contemporary liftstyle!

Beautiful 4300sf Colonial built in 2007 on a premium cul-de-sac lot with private 1100sf in-law set behind the garage
Beautiful 4300sf Colonial built in 2007 on a premium cul-de-sac lot with private 1100sf in-law set behind the garage

Set on a picturesque cul-de-sac lot in a sought after area of North Attleboro, this magnificent 4300 square foot Colonial features a well-thought out floor plan perfectly suited for a contemporary lifestyle and household.  The main home boasts 4 spacious bedrooms, 2.5 baths, office with French doors to wrap around porch, formal dining room with wainscoting and hardwood floors, and a gorgeous kitchen open to an eating area and great room with fireplace.   Enjoy privacy and style in the separate and beautiful in-law offering a first floor master bedroom with master bath, open concept dining area and great room with soaring ceilings, plus a second floor loft area perfect for an oversized office or additional guests.  Other amenities include two+ car garage with access to in-law and main house, mudroom, first floor laundry, two story foyer with double closets, central air, sprinkler system, and an absolutely massive 2500 square foot full walk-out basement ready to be finished.  Just over the Cumberland line,  this home’s location is great for Boston and Providence Commuters as well as those wanting to be close to Rhode Island friends and family.  Truly is a must see property!   If you are thinking about blending households with older parents or grown children, this home’s layout can not be beat.  Just give a call or an e-mail to set up your private showing.