Home Values Projected to Keep Rising

Home Values Projected to Keep Rising | MyKCM

As we enter the final months of 2020 and continue to work through the challenges this year has brought, some of us wonder what impact continued economic uncertainty could have on home prices. Looking at the big picture, the rules of supply and demand will give us the clearest idea of what is to come.

Due to the undersupply of homes on the market today, there’s upward pressure on prices. Consider simple economics: when there is high demand for an item and a low supply of it, consumers are willing to pay more for that item. That’s what’s happening in today’s real estate market. The housing supply shortage is also resulting in bidding wars, which will also drive price points higher in the home sale process.

Home Values Projected to Keep Rising | MyKCM

There’s no evidence that buyer demand will wane. As a result, experts project price appreciation will continue over the next twelve months. Here’s a graph of the major forecasts released in the last 60 days:

I hear many foreclosures might be coming to the market soon. Won’t that drive prices down?

Some are concerned that homeowners who entered a mortgage forbearance plan might face foreclosure once their plan ends. However, when you analyze the data on those in forbearance, it’s clear the actual level of risk is quite low.

Ivy Zelman, CEO of Zelman & Associates and a highly-regarded expert in housing and housing-related industries, was very firm in a podcast last week:

“The likelihood of us having a foreclosure crisis again is about zero percent.”

With demand high, supply low, and little risk of a foreclosure crisis, home prices will continue to appreciate.

Note the same principle also apply if you are thinking about building a new home. New construction sales prices will continue to rise as the prices of lumber and materials continue to increase under the same circumstances of high demand and low supply.

Bottom Line

Though many thought home prices would depreciate in 2020 due to the economic slowdown from the coronavirus. We instead experienced quite the opposite – prices appreciated substantially. Over the next year, we will likely see home values continue to rise higher given the continued lack of inventory of homes for sale.

It is my true pleasure to  work hard for my clients and your referrals throughout Massachusetts, Rhode Island, and Cape Cod.  Please let me know what questions you may have and how I can be of the best assistance to you.

Jen McMorran, Realtor

Jennifer McMorran, Realtor, SRES
New Construction & First Time Home Buyer Specialist
MA, RI, and Cape Cod & Islands Licensed Real Estate Sales Associate
New Homes Team Kensington Real Estate Brokerage
508-930-5259
Jen.McMorran@gmail.com
www.jenmcmorran.realtor
real people. real estate. 

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Another Beautiful Duplex Under Construction… don’t wait!

Have you been searching for New Construction that is an incredible value and offers awesome living space? Then you’ll love what New England Builds has under construction right now!

Building on the success we had in selling two beautiful units this past Fall in a nearby Attleboro neighborhood, NE Builds has another new duplex under construction at 41 Horton Street in Attleboro. Two townhouse style units will be available and each will feature:

  • almost 2000sf of living
  • three levels of living,
  • 4 bedrooms, 2.5 bathrooms,
  • an awesome open floor plan on the first floor,
  • 3 bedrooms, a full bath, and a laundry room on the second level,
  • a huge third floor master suite with private bath and walk-in closet,
  • full basement ready awesome for storage or future living space
  • great yard space
  • super convenient location near shopping, restaurants, Attleboro MBTA commuter rail, Rt 95, Rt 495, and more!

Check out the below photos of a finished unit at 74 Orange Street in Attleboro. SOLD for $375,000. These lucky homeowners selected their granite, cabinetry, lighting, flooring, and upgrades in appliances to create a home that was truly “theirs”.

New England Builds and I would love to work with you on creating a home that reflects your style at our current new construction project on Horton Street in Attleboro. Be home for the holidays if you act now… reach out any time for details!! (Anticipating completion for mid-December delivery.)

It is my true pleasure to  work hard for my clients and your referrals throughout Massachusetts, Rhode Island, and Cape Cod.  Please let me know what questions you may have and how I can be of the best assistance to you.

Jen McMorran, Realtor

Jennifer McMorran, Realtor, SRES
New Construction & First Time Home Buyer Specialist
MA, RI, and Cape Cod & Islands Licensed Real Estate Sales Associate
New Homes Team Kensington Real Estate Brokerage
508-930-5259
Jen.McMorran@gmail.com
www.jenmcmorran.realtor
real people. real estate. 


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Homes are More Affordable Right Now than they have been in Years.

Homes Are More Affordable Right Now
Than They Have Been in Years

Homes Are More Affordable Right Now Than They Have Been in Years | MyKCM

Today, home prices are appreciating. When we hear prices are going up, it’s normal to think a home will cost more as the trend continues. The way the housing market is positioned today, however, low mortgage rates are actually making homes more affordable, even as prices rise. Here’s why.

According to the Mortgage Monitor Report from Black Knight:

“While home prices have risen for 97 consecutive months, July’s record-low mortgage rates have made purchasing the average-priced home the most affordable it’s been since 2016.

How is that possible?

Black Knight continues to explain:

“As of mid-July, it required 19.8% of the median monthly income to make the mortgage payment on the average-priced home purchase, assuming a 20% down payment and a 30-year mortgage. That was more than 5% below the average of 25% from 1995-2003.

This means it currently requires a $1,071 monthly payment to purchase the average-priced home, which is down 6% from the same time last year, despite the average home increasing in value by more than $12,000 during that same time period.

In fact, buying power is now up 10% year-over-year, meaning the average home buyer can afford nearly $32,000 more home than they could at the same time last year, while keeping their monthly payment the same.”

This is great news for the many buyers who were unable to purchase last year, or earlier in the spring due to the slowdown from the pandemic. By waiting a little longer, they can now afford 10% more home than they could have a year ago while keeping their monthly mortgage payment unchanged.

With mortgage rates hitting all-time lows eight times this year, it’s now less expensive to borrow money, making homes significantly more affordable over the lifetime of your loan. Mark Fleming, Chief Economist at First American, shares what low mortgage rates mean for affordability:

“In July, house-buying power got a big boost as the 30-year, fixed mortgage rate made history by moving below three percent. That drop in the mortgage rate from 3.23 percent in May to 2.98 percent in July increased house-buying power by nearly $15,000.”

The map below shows the last time homes were this affordable by state:Homes Are More Affordable Right Now Than They Have Been in Years | MyKCMIn six states – Arkansas, Iowa, Kentucky, Louisiana, Maryland, and West Virginia – homes have not been this affordable in more than 25 years.

Bottom Line

If you’re thinking of making a move, now is a great time to take advantage of the affordability that comes with such low mortgage rates. Whether you’re thinking of purchasing your first home or moving into a new one and securing a significantly lower mortgage rate than you may have on your current house, let’s connect today to determine your next steps in the process.

It is my true pleasure to  work hard for my clients and your referrals throughout Massachusetts, Rhode Island, and Cape Cod.  Please let me know what questions you may have and how I can be of the best assistance to you.

Jen McMorran, Realtor Jennifer McMorran, Realtor, SRES
New Construction & First Time Home Buyer Specialist
MA & RI Licensed Real Estate Sales Associate
New Homes Team Kensington Real Estate Brokerage
508-930-5259
Jen.McMorran@gmail.com
www.jenmcmorran.realtor
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Like New and Ready for You!

| Featured Listing |

1284 County Street, Unit 26
Attleboro, MA
Mill Stream Village

Offered at $359,900

DSC_0678Have you been searching for a newer, move-in condition, quality built Townhouse in an established Attleboro community with easy access to Rt 95 and two MBTA train stations?

Are you looking for a home that is tucked away in a prime Mill Stream Village location with private outdoor space, and an affordable condo fee?

Then look what just hit the market… 1284 County Street, Unit 16 in Attleboro offers all of that and more!

This 3 bedroom, 2.5 bath beautiful Townhome was built in 2009 by WB Construction, Attleboro’s premier builder, and 10 years later still shows like new!  Local homeowners and real estate agents all know WB Construction is a name you can trust when it comes to quality high-end new construction and Mill Stream Village is no exception.

You don’t want to miss out on this turn-key Townhouse with garage & full basement! The eat-in kitchen features stainless appliances and granite island with tons of storage. The spacious living room boasts hardwood floors, gas fireplace, and awesome light from the picture window overlooking the patio & green space. Upstairs the master suite features a spacious walk-in closet and private bath plus you’ll love the laundry, extra storage, two additional great sized bedrooms and main bath.

The next lucky homeowner will enjoy a prime private location tucked away in the back of sought after Mill Stream Village and easy access to both Attleboro commuter rail stations, Rt 95, the New England Sports Village, Capron Park Zoo, Stone E Lea Golf Course, restaurants, shopping, and more!

Energy efficient gas heat, CAir, city water/sewer, beautiful landscaping, carefree condo living, and interest rates at all time lows – can it get any better?

Listed at $359,900, this unit won’t last long in today’s market!  Give a call 508-930-5259 with questions about this home or any of your real estate needs!!

It is my true pleasure to  work hard for my clients and your referrals throughout Massachusetts and Rhode Island.  Please let me know what questions you may have and how I can be of the best assistance to you.

Jen McMorran, Realtor Jennifer McMorran, Realtor, SRES
New Construction & First Time Home Buyer Specialist
MA & RI Licensed Real Estate Sales Associate
New Homes Team Kensington Real Estate Brokerage
508-930-5259
Jen.McMorran@gmail.com
www.jenmcmorran.realtor
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Bidding Wars – Buyers be Ready!

Are you ready to enter on this real estate market?

I have been on the listing side and the buyers’ side of multiple offer situations countless times and believe me, neither are fun.   My recent listing at 53 Turnstone Dr in Attleboro had 40 showing requests in less than 24 hours of being on the market.  One day of showings produced 15 offers from ready and willing buyers by 11:00am the next morning.

It took hours to go through each offer individually as we evaluated the:

  • offer price
  • dates 
  • deposits
  • contingencies
  • personal letters to the seller
  • escalation clauses
  • and mortgage pre-approval and pre-qualification letters.

When sellers review offers, know that the highest offer price does not always “win”.   All of the terms of the offer and buyers’ qualifications must be considered both when writing up a contract as a buyer and when reviewing an offer contract as a seller.

Want to know the three best ways to position yourself as a strong, sought after buyer amidst a sea of buyers and very few listings?

 1. Work with a full-time, experienced, and respected agent who will have the knowledge and reputation to present an offer and “you” in a way that the sellers and sellers’ agent will take seriously.  You want the sellers’ side to feel confident that you are the right buyer.

Buyers need to be prepared

2.  Get pre-approved now!  Do not wait until you find a home to contact a mortgage officer.  Experienced listing agents know the difference between a pre-approval that has been vetted with buyer documentation and a pre-qualification letter that is just based on a phone conversation with a lender.  Good listing agents will always call mortgage officers to make sure the buyers are solid.  It is always in your best interest to use a full time, experienced, and respected mortgage officer and company as well.  Let me know if I can send you some names!!

3.  If you own a home and your home purchase is going to be contingent upon it selling, you need to list your home NOW.  In almost all cases, sellers will move your offer to the bottom of the pile as soon as they see a “contingent upon the sale of buyer’s house”.  Some will consider you if you have a signed P&S on your home, but some will still see that as a risk since they have to worry about you as a buyer and your buyer.  As a back up plan, it may be worth checking with your mortgage officer to see if could purchase your next home without selling your current one first.  If a down-payment is tied up in the equity of your current home, a cash-out refinance may be an option for you.  (FYI – a refinance must be completed before listing your current home or moving forward on a loan application for a new home.)  Best plan… contact your mortgage officer and a contact qualified experienced real estate agent. 

It is my true pleasure to  work hard for my clients and your referrals throughout Massachusetts and Rhode Island.  Please let me know what questions you may have and how I can be of the best assistance to you.

Jen McMorran, Realtor Jennifer McMorran, Realtor, SRES
New Construction & First Time Home Buyer Specialist
MA & RI Licensed Real Estate Sales Associate
New Homes Team Kensington Real Estate Brokerage
508-930-5259
Jen.McMorran@gmail.com
www.jenmcmorran.realtor
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Serving clients throughout Massachusetts & Rhode Island. Boston – Attleboro – Providence and the communities in between.

Home Buyers Guide Spring 2020

Despite so many uncertainties as we learn to live with Covid-19, there oddly hasn’t been a better time to buy a home in recent history with mortgage interest rates hovering at all time lows. For a Home Buying Guide packed with information, please click below then give me a call or send me a message and let’s set up time to connect and get you started on right path to homeownership.

As a committed full-time real estate agent, I have helped hundreds of buyers and sellers… it would be a pleasure to help you too.

Whether you have tons of questions or don’t even know the questions to ask, I am ready to work with you through the entire process.


It is my true pleasure to  work hard for my clients and your referrals throughout Massachusetts and Rhode Island.  Please let me know what questions you may have and how I can be of the best assistance to you.

SUBMIT

Jen McMorran, Realtor

Jennifer McMorran, Realtor, SRES
New Construction & First Time Home Buyer Specialist
MA & RI Licensed Real Estate Sales Associate
New Homes Team
Kensington Real Estate Brokerage
508-930-5259
Jen.McMorran@gmail.com
www.jenmcmorran.realtor

real people. real estate. 

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Boston – Attleboro – Providence
and the communities in between.

10 Oakridge Avenue, Attleboro

10oakridge

10 Oakridge Avenue
Attleboro, MA

4 bedroom, 2.5 bath
Craftsman Colonial
Built 2015
Lot Size .28 acres

Awesome location!
Awesome home!

Finally…the home you’ve been waiting for!

It seems like just yesterday that I met some wonderful first time home buyers from Jamaica Plain full of enthusiasm and dreams. We searched near and far for a new home where they could be a one car family, walk to the train for their Boston commute, walk to parks & restaurants for family fun, have quick access to Rt 95 & Providence, relax with their young children and dogs, and enjoy the luxuries of new construction. A tall order and it took some time, but we found it at 10 Oakridge Ave in Attleboro and now this gorgeous four year young home is for sale and ready for you!

You’ll love the location & spacious open floor plan of this beautiful 4 bedroom, 2.5 bath Craftsman Colonial built in 2015 featuring hardwood floors throughout, a contemporary white kitchen with walk-in pantry, spacious living room with gas fireplace, stunning dining room with wainscoting, a master suite with two walk-in closets, three additional great sized bedrooms (two with walk-in closets), second floor laundry, fully fenced in yard, and so much more!

This wonderful home is tucked away in an established neighborhood behind Capron Park & Zoo, around the corner from Highland Park’s walking trails, and just minutes to schools, train station, & city center. Oakridge Ave is short street that dead-ends so very quiet with limited traffic.

10 Oakridge Ave is the perfect location for commuting, living, and feeling at Home.  Give a call for details or to set up a showing… this really is a good one!  (For a self-guided virtual tour, just click here.)

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It is my true pleasure to  work hard for my clients and your referrals throughout Massachusetts and Rhode Island.  Please let me know what questions you may have and how I can be of the best assistance to you.

Jen McMorran, Realtor

Jennifer McMorran, Realtor, SRES
New Construction & First Time Home Buyer Specialist
MA & RI Licensed Real Estate Sales Associate
New Homes Team
Kensington Real Estate Brokerage
508-930-5259
Jen.McMorran@gmail.com
www.jenmcmorran.realtor

real people. real estate. 

Best 5 Icon LogoServing clients throughout
Massachusetts & Rhode Island.
Boston – Attleboro – Providence
and the communities in between.

Brand New and Waiting for You!

A note from me:  These are incredible times.  First and foremost, your top priority must be taking care of yourself and your loved ones. I am still working, but know that real estate will be there for you on the other side of the Covid-19 crisis as well.  There are absolutely some buyers and sellers who need to buy and sell now and my team is working with them to make that happen. If you feel more comfortable waiting, take assurance in the fact that we were in the middle of a strong economy and a strong real estate market with limited inventory when Covid-19  hit. I am confident there are going to be buyers and sellers anxiously awaiting you once this health crisis has resolved.

106 Ingall Lane is Up & Ready!
http://bit.ly/BrighamHillEstatesNewConstruction

If you or someone you know is looking to move forward on a home purchase of high-end new construction in a sought after established subdivision that is a great value, I wanted to let you know about an awesome opportunity for a custom Colonial spec house at Brigham Hill Estates…

106 Ingall Lane is Up & Ready!
http://bit.ly/BrighamHillEstatesNewConstruction

This beautiful Colonial home boasts:
4 bedrooms, 2.5 baths
2750 square feet of living
Gorgeous white cabinet kitchen with oversized island to easily seat 6
Butlers pantry and a walk-in pantry
Gleaming hardwood floors
Awesome open floor plan
Amazing screened in porch with recessed lighting, cable, and ceiling fan
Spacious composite deck
Master Suite with spacious walk-in closet and spa-like bath with dual vanities
Additional three great size bedrooms
Tons of closets and storage
Full basement with full windows and roughed for a bath
And the highest quality construction in the area!

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Brigham Hill Estates is without a doubt the premier subdivision in Attleboro.  Currently half way through Phase III, each home has been custom designed with attention to every detail.  All of WB Construction’s homes are custom and designed with our clients and for our clients. No two homes are ever the same. Our subdivision off of Slater Street and bordering Rehoboth features natural gas, granite curbing, side walks, round-abouts, and all underground utilities making it a beautiful place to call home as well as a destination for walkers from near and far.  And the City of Attleboro offers access to two train stations for Boston and Providence Commuters, a vibrant new city center with restaurants and shops, a newly finished River Walk, Capron Park & Zoo, access to Rt 95, walking trails and conservation, and so much more!

106 Ingall Lane is easy to show anytime since it is new construction so give a call 508-930-5259. I’d love to open the door for you or anyone you know to take a tour and hopefully put a deal together. http://bit.ly/BrighamHillEstatesNewConstruction

We also have phase III lots still available with other home styles to consider.  You can bring a plan you have found, revise a plan we have already built, or just come with ideas and we’ll create a custom house plan just for you. Custom building is what we are known for and what we do best!  Please feel free to call anytime 508-930-5259 or e-mail jen.mcmorran@gmail.com with questions or to set up a tour. It would be a pleasure to work with you!

All of my best,
Jen

I’d love to assist with your home search. Whether you decide on new construction at Brigham Hill, we locate another subdivision for you to build, or we find you an amazing existing resale home, I know there is a great property out there waiting for you.

It is my true pleasure to  work hard for my clients and your referrals throughout Massachusetts and Rhode Island.  Please let me know what questions you may have and how I can be of the best assistance to you.

Jen McMorran, Realtor

Jennifer McMorran, Realtor, SRES
New Construction & First Time Home Buyer Specialist
MA & RI Licensed Real Estate Sales Associate
New Homes Team
Kensington Real Estate Brokerage
508-930-5259
Jen.McMorran@gmail.com
www.jenmcmorran.realtor

real people. real estate. 

Best 5 Icon LogoServing clients throughout
Massachusetts & Rhode Island.
Boston – Attleboro – Providence
and the communities in between.

A Note to My Clients during this Incredible Time

To think I thought February dragged on forever this year…

March 2020 clearly has been the longest month on record during my time on this beautiful earth.  What began with a nice weekend in New York City where we enjoyed a gorgeous hotel with amazing views, a long awaited visit with my grad school best friend, a fun ferry ride on the river, the powerful 911 Museum and all it represented, and our friend’s XFL game at MetLife Stadium then all lead perfectly into a relaxing getaway with my daughter to visit my mom in Florida for her freshman year Spring Break.  We spent a week in the sun, hanging by the pool, eating out, and hearing just bits and pieces about the Corona Virus arriving to the United States.  By the end of the week, things clearly were quickly evolving as we bought the last two canisters of Lysol wipes at the local CVS for our flight home and cherished the last bits of a travel sized hand sanitizer that we found in my carry on.

Upon arrival back to Massachusetts, we packed our daughter up and dropped her back to college.  Those next few days then felt like weeks as news and fresh data started to be shared.  Every hour it seemed there was a new development and just five days after we had dropped her off, we were back up to Weston with two cars to pack up her dorm room for good.

I am sure you all have very similar and surreal stories of your own.  With companies transitioning work to home offices, schools closing and sending kids home, parents figuring out home schooling, and many many of you facing layoffs and business closings.  Working in real estate and new construction, I have faced these challenges with my clients and I face a lot of uncertainty myself.

So what I am thinking now?

First and foremost, your top priority must be taking care of yourself and your loved ones. I am still working, but know that real estate will be there for you on the other side of the Covid-19 crisis as well.

There are absolutely some buyers and sellers who need to buy and sell now and we are working with them to make that happen. If you feel more comfortable waiting, take assurance in the fact that we were in the middle of a strong economy and a strong housing market when the Covid-19 hit. I am confident there are going to be buyers and sellers anxiously awaiting you once this health crisis has resolved.

Please know I am available and I am happy to be a resource to you at anytime and for anything.  I have a solid network of other professionals who are eager to be helpful to you as well.  Mortgage officers, attorneys, contractors, plumbers, electricians, etc.  I am just a phone call or e-mail away (508-930-5259, jen.mcmorran@gmail.com)

We’ll get through this … we have before!

All of the best and stay well,

Jen

Jen McMorran, Realtor

Jennifer McMorran, Realtor, SRES
New Construction & First Time Home Buyer Specialist
MA & RI Licensed Real Estate Sales Associate
New Homes Team
Kensington Real Estate Brokerage
508-930-5259
Jen.McMorran@gmail.com
www.jenmcmorran.realtor

real people. real estate. 


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Stunning New Construction Home – just waiting on You!

Have you been thinking about buying a new house?

Is this the year to finally upgrade and purchase your dream home?

Mortgage interest rates are back at all time lows – yes, rates are now in the 3’s again!

If you have a house to sell, the spring market is definitely off to an early start with high demand, low inventory, and prices on the rise.

AND, if you have always wanted to purchase high-end custom new construction in a sought after subdivision, you are in luck!  We have a gorgeous 2700 square foot, 4 bedroom, 2.5 bath Colonial at 106 Ingall Lane in Attleboro that is ready for you to tour, fall in love, and write up an offer!

Set in Attleboro’s most desirable subdivision, Brigham Hill Estates, this stunning
WB Construction home offers it all!

Enjoy a gourmet kitchen loaded with cabinets, under cabinet lighting, oversized island that seats at least 6, butler’s pantry with glass front cabinets, walk-in pantry, chef’s grade appliances, and style through and through.Oversized island that seats 6

The kitchen then opens to the dining area and family room with gas fireplace. Hardwood floors gleam throughout the entire space. And as a bonus, this home features a screened in porch off of the dining area complete with ceiling fan, electrical, cable, and access to composite deck for continued outdoor entertaining space. An absolute “Wow”!

106 Ingall Lane screened porch

Upstairs the beautiful master suite boasts an oversized walk-in closet and spa-like bath with dual vanities and exquisite walk-in tile & glass shower. Three additional good sized bedrooms,a full bath with double sink vanity, a dedicated laundry room, and tons of extra storage round out the second floor.

Think you need more space? The full basement offers great light through full-sized windows and has been set up to be easily finished.

106 Ingall Lane is currently being offered for sale at $667,000. Now is the time act before more buyers hit the Spring Real Estate Market with checkbooks in hand ready to buy.

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If you are interested in building a house, we do still have Phase III lots available.  I’d love to take you through 106 Ingall Lane to show you why WB Construction really is the premier builder in the Attleboro, North Attleboro, and Rehoboth areas. You can bring a plan you have found, revise a plan we have already built, or just bring some ideas and we’ll create a custom house plan just for you. Custom building is what we are known for and what we do best!

Brigham Hill Estates truly is the sought after subdivision in Attleboro. All of WB Construction’s homes are custom and designed with our clients and for our clients. No two homes are ever the same. Our subdivision at Brigham Hill Estates also boasts all underground utilities so there is nothing to get in the way of the curb appeal of this community. In fact, Brigham Hill Estates is one of Attleboro’s favorite walking spots with sidewalks throughout, amazing home architecture to look at, and wonderful grounds to enjoy. Our homes are also all energy efficient with natural gas for heating, cooking, and even hook-ups can be installed for nice weather grilling.  Come see how you really can live the good life!

I’d love to assist with your home search. Whether you decide on new construction at Brigham Hill, we locate another subdivision for you to build, or we find you an amazing existing resale home, I know there is a great property out there waiting for you.

It is my true pleasure to  work hard for my clients and your referrals throughout Massachusetts and Rhode Island.  Please let me know what questions you may have and how I can be of the best assistance to you.

Jen McMorran, Realtor

Jennifer McMorran, Realtor, SRES
New Construction & First Time Home Buyer Specialist
MA & RI Licensed Real Estate Sales Associate
New Homes Team
Kensington Real Estate Brokerage
508-930-5259
Jen.McMorran@gmail.com
www.jenmcmorran.realtor

real people. real estate. 

Best 5 Icon LogoServing clients throughout
Massachusetts & Rhode Island.
Boston – Attleboro – Providence
and the communities in between.