Fun Spring and Easter Bouquets

Are you ready to put the thought of winter behind you? Me too! We are supposed to hit 70 degrees this week. Who would have thought after the crazy winter we had in Massachusetts last year… yay! I am packing up the snow gear, shovels, and sleds. Time to think spring and for my family start planning for Easter.

These flower bouquet ideas put me in such a pleasant mood this morning. They would be great as decoration for your Easter celebrations but also easily adaptable for anyone just wanting to welcome Spring into their home.

If you haven’t ever arranged a bouquet of flowers with fun accessories in the vase, don’t worry, it is easy. To keep the flowers watered but decorations dry, place a small vase inside of a larger one. The small vase will be for the water and flowers. You can then line your decorations up in the dry space created between the vases – use your imagination as truly anything can work and make for a fun visual display. (Too big of a space? Just wrap paper towels or tissue paper around the inside vase to lessen the room.)

easter-flower-arrangements-29The umbrella is such a cute alternative to a wreath on your front door. To keep flowers in place, use floral foam. Getting foam in the shape of a cone seems works great. I also found that hanging the umbrella on the door first and then adding decorations and flowers was easiest.

Easter Grass DIY Spring Decor

Not sure why I love the simplicity of grass, but I do!  And how cute are those little terra cotta pots arranged on a cupcake tree?  Or some fancy grass in a nice glass bowl with simple decorations.  So pretty without being distracting.

Have fun and Happy Spring!

Jen McMorran, RealtorJennifer McMorran, Realtor
New Construction & First Time Home Buyer Specialist
(and Antique lover & home owner!)

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What a Difference Wednesday … 3% Down Payments!

Great news for some of my favorite clients … First Time Home Buyers!

Fannie Mae announced a new 3% down payment option for qualified first time buyers!!  Some homeowners with Fannie Mae loans may also be able to refinance with a 97% LTV (loan to value) which is good news for those who would not qualify under HARP (home affordable refinance program).

Give a shout if you’d like help connecting with a mortgage professional.  So important that you are comfortable with your mortgage officer. I’d be happy to share my favorite and most trusted contacts with you!

December 08, 2014
Fannie Mae Announces 97 Percent LTV Option for First-Time Homebuyers
Lower down payment enables qualified borrowers to access credit
Callie Dosberg

WASHINGTON, DC – Today, Fannie Mae (FNMA/OTC) announced an option for qualified first-time homebuyers that will allow for a down payment as low as three percent. Building upon Fannie Mae’s successful lower down payment program offered through state Housing Finance Agencies, the 97 percent loan-to-value ratio (LTV) option will expand access to credit for qualified first-time homebuyers that may not have the resources for a larger down payment. These loans will meet Fannie Mae’s usual eligibility requirements, including underwriting, income documentation and risk management standards. These loans will require private mortgage insurance or other risk sharing, as is required on purchase loans acquired by the company with greater than 80 percent LTV. Read more

Jen McMorran Jen McMorran, Realtor
First Time Home Buyers
Existing Home Sales
New Construction
Antique Homes

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